Many people say insurance is too complicated!
In fact, life is just like this [7 insurance policies]
See which one you have and which one you are missing❓
Knowing this, no one can trick you when buying insurance! ?
? The guarantor's insurance solves the problem of "no money":
1️⃣ Accident insurance: Coping with accidents and minor bumps, death and disability, and medical treatment.
2️⃣ medical insurance: Supplement to medical insurance! Medical expenses for serious illnesses are reimbursed and medical treatment is free!
3️⃣ Critical illness insurance: After getting sick, you will pay a lump sum of money, which can be used for rehabilitation expenses to make up for the loss of income!
4️⃣ term life insurance: Keep love but not debt, deal with people leaving early and unfulfilled obligations and responsibilities.
With the above 4-piece set, you can basically stabilize the 80%’s family risk! ?
? Insurance that protects money solves the problem of "spending money":
5️⃣ Educational fund: When parents are in their prime, their income is high and their financial resources are stable, providing a good education fund for their babies.
?The income is very considerable and is clearly written into the contract (education annuity or incremental life insurance is recommended).
6️⃣ pension: 421 It is no longer realistic for families to raise children to protect themselves in old age. To pursue a high-quality life in old age and avoid becoming a burden to their children, they can only rely on planning and saving money in advance when they are young!
?If you want a higher quality of life after retirement, choosing a pension insurance with a savings and financial management nature is also advocated by the government.
? Inherited insurance solves the problem of [keeping money]:
7️⃣ Wealth inheritance: To prevent financial problems from affecting the family, children can be the beneficiaries of the insurance and avoid taxes and debts. ?
Put part of your assets into an insurance company, and the policy will help you achieve your wishes within the scope of the law and may enlarge your assets.
This way, the spare money will have a place to go, and the family will be protected! ?
I hope that all of you can use small money to protect big risks and avoid the uncertainties in our lives. ???
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